We purchased a private insurance that was $490 a few years ago for the two of us, then it was $827. Then this year it was going to be over $1000 per month for the premium. So we decided to look at the Marketplace and Mike had to talk me into it.
So for us to get insurance for that price ($650 less/month) on such a limited income was extremely important. This will make it so we can actually live our life, instead of having to using money saved for retirement. And we could keep our doctors with the plans we chose. It’s hard when you’re on a fixed income — what you plan on and then what happens in the years to come is really different. Everything costs more, and especially as you get older all health things start to cost more.
This was just so nice. Its been a godsend to us, really. We are extremely happy. And we are actually getting better coverage, we had an 80/20 but they cover more of the procedures than our previous plan. Once you’re over 60 you have a lot more tests.