Geralyn (left) is not new to the Marketplace but still needs assistance when it comes to figuring out what insurance coverage will fit her health coverage needs. At our health coverage enrollment event at Wayne County Community College Downriver, she was able to get a clear understanding regarding her health plan options for 2016. She was also able to select a health plan provider that will cover her prescriptions. Geralyn says that she will continue to use our services each year, and she’s happy that there are navigators to assist in the enrollment process.
Mayor Christopher Taylor, HHS Region 5 Director Kathleen Falk, and MI State Representatives Jeff Irwin and David Rutledge Share New Tools, New Events, and Important Upcoming Deadlines
Ann Arbor, MI — Community leaders are urging the remaining uninsured and those wishing to re-enroll to take action before the December 15th deadline in order to get health care coverage that starts January 1. In a press conference today, December 14 at 2:00 p.m., federal and local officials will announce what’s new for the third Affordable Care Act Open Enrollment period, including an easier and faster enrollment process, new website improvements and local enrollment opportunities, new rates for 2016, as well as new demographic information for the remaining uninsured.
WHO: Kathleen Falk, Region V Director, Department of Health & Human Services
Ann Arbor Mayor Christopher Taylor
MI State Representative Jeff Irwin
MI State Representative David Rutledge
Dizzy Warren, Enroll Michigan, Project Director
Krista Nordberg, Chair, Washtenaw Health Initiative for Medicaid & Marketplace Outreach, Education and Enrollment
WHAT: Press conference announcing improvements to the Health Insurance Marketplace, local enrollment opportunities, important deadlines, and the 2016 penalty.
WHEN: Monday, Dec. 14, 2015; 2:00 p.m. EST
WHERE: United Way of Washtenaw County Board Room
2305 Platt Road
Ann Arbor, MI 48104
WHY: The Health Insurance Marketplace is open for business! To help Grand Rapids residents learn about the new resources available to them, officials will announce upcoming events where individuals can receive enrollment assistance, share new tools that make online shopping even easier, and the 2016 penalty. Open enrollment for 2016 coverage runs from November 1, 2015 to January 31, 2016.
HOW: Reporters interested in covering this and tweeting this event are asked to use the hashtag #GetCovered and mention @HHSRegion5. For more information on how to find local assistance, please visit healthcare.gov.
The December 15 deadline to enroll in or change plans for new health coverage to begin on January 1, 2016 is swiftly approaching. In the fourth week of Open Enrollment, almost 395,000 people selected plans using the HealthCare.gov platform, totaling over two million plan selections since November 1, according to CMS.
In a press release that went out last week,Department of Health and Human Services Secretary Sylvia Burwell stated, “Americans who need health coverage starting January 1st have just two weeks remaining before the December 15 enrollment deadline. Whether you are enrolling for the first time or an existing customer who is shopping for the best plan for 2016, now is the time to visit HealthCare.gov or CuidadoDeSalud.gov. We’re encouraged by the number of people who are returning to the Marketplace or are seeking coverage for the first time. More than 2 million consumers have selected a plan and over 700,000 are new Marketplace consumers.”
HELPFUL ENROLLMENT TIPS:
- IMPORTANT UPCOMING DATES FOR 2016 ENROLLMENT: December 15, 2015 is the last day to enroll in or change plans for new coverage to start January 1, 2016. January 1, 2016 is when 2016 coverage starts for those who enroll or change plans by December 15. January 15, 2016 is the last day to enroll in or change plans for new coverage to start February 1, 2016. January 31, 2016 is when 2016 Open Enrollment ends. Enrollments or changes between January 16 and January 31 take effect March 1, 2016.
- FINANCIAL HELP IS AVAILABLE: About 8 in 10 of the uninsured eligible for Marketplace coverage qualify for savings that lower the cost of their monthly premiums.
- FREE IN-PERSON ASSISTANCE:There are federally trained assisters available to help you sign up for free! To find an assister near you visit EnrollMichigan.com/find-local-help/ or call (517) 367-7293
- RENEW YOUR COVERAGE: It’s time to update and compare plans for 2016. Update your income and household for 2016 even if you want to keep your plan. New plans and prices may work better for you and your family.
Julie is a private school teacher with Type-2 Diabetes, who couldn’t afford the pre-condition $2,000+ premium before the Affordable Care Act. She asked her employer not to increase her salary so that she could be eligible for a county health plan and not have to leave the job that she loved to find one that provided healthcare coverage. Through the Marketplace, with tax credits, she obtained a Silver plan that cost her $18 monthly. And instead of having to pay $100 per bottle of insulin as before, she now only pays $40 per bottle – a huge saving for the three bottles that she needs monthly.
Last week, Enroll Michigan and other navigator organizations across the country joined in on a conference call with President Obama and Health and Human Services Secretary Sydney Burwell. The call was part of a White House effort to promote the Affordable Care Act, as it has officially entered its third open enrollment season as of November 1.
President Obama stressed to navigators and other representatives on the call the importance of outreach and education, and encouraged them to get more uninsured citizens signed up for health plans through the Health Insurance Marketplace.
“You are changing people’s lives with your work,” POTUS told navigators during the call.
President Obama continued his push for the health care law later last week during his weekly address.
“What we’re talking about is no longer just a law, and it’s certainly not the myths and scare tactics that the cynics have peddled our way for years. This is reality,” he said. “This is health care in America. And the bottom line is, Americans like it. They’re happy with their plans and their premiums.”
In support of President Obama’s efforts, the Enroll Michigan navigators are working tirelessly to serve uninsured populations around the state of Michigan. With this week marking Women’s Outreach Week, Enroll Michigan navigators around the state will be hosting a series of outreach, education and enrollment events catered to uninsured women.
The events’ info and flyers can be found below:
Get Covered, Get Fit!
Alger Middle School, Grand Rapids, MI
November 14, 2015, 12:00 p.m.-2:30 p.m.
Celebrating Women’s Health
Boll Family YMCA, Detroit, MI
November 14, 2015, 12:00 p.m.-3:00 p.m.
We purchased a private insurance that was $490 a few years ago for the two of us, then it was $827. Then this year it was going to be over $1000 per month for the premium. So we decided to look at the Marketplace and Mike had to talk me into it.
So for us to get insurance for that price ($650 less/month) on such a limited income was extremely important. This will make it so we can actually live our life, instead of having to using money saved for retirement. And we could keep our doctors with the plans we chose. It’s hard when you’re on a fixed income — what you plan on and then what happens in the years to come is really different. Everything costs more, and especially as you get older all health things start to cost more.
This was just so nice. Its been a godsend to us, really. We are extremely happy. And we are actually getting better coverage, we had an 80/20 but they cover more of the procedures than our previous plan. Once you’re over 60 you have a lot more tests.
Health and Human Services Secretary Sylvia M. Burwell announced today the findings of a new report that shows that consumers who reenrolled in the Health Insurance Marketplace last year and who switched to a plan with the same level of coverage saved nearly $33 per month after tax credits, or almost $400 annually, relative to what they would have paid had they remained in the same plan as in 2014. Those who also switched issuers within the same level of coverage were able to save $41 per month, or over $490 annually after tax credits.
Today’s report shows Marketplace consumers were active shoppers last year, with about one third (31 percent) of re-enrollees from 2014 switching to a new plan for 2015. [Read more…]
With the third open enrollment period beginning November 1, the countdown to enrollment has officially begun. This means that our network of navigators, in-person assisters (IPAs) and certified application counselors (CACs) are preparing for another season of helping consumers apply for health coverage through the Marketplaces. [Read more…]
Mark your calendars for the Michigan Consumers Healthcare Annual Meeting on April 20, 2015. [Read more…]
Joyce came to me last year to look for insurance. She had tried on her own at first, and had struggled a bit to get through the application on her own. She was dealing with end of life care for her husband, and eventually the death of her husband. [Read more…]